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I’m jealous of friends who have more money than me. Am I a bad person?
January 19, 2021

May I start by saying welcome to the club? No, you are not a bad person. We all do the comparison act, especially when it comes to friends and their money.

What’s a New Years Money Resolution that Won’t Fail?
January 14, 2021

At the beginning of the year, everyone was eager to make a list of new year’s resolutions. We believe that we’re gonna follow through with them and change our entire lifestyle, right? Well usually that isn’t the case. In fact, around 80% of New Year’s resolutions fail by the second week of February. You must be thinking, what do I do now?

4 (Easy) Habits of Wealthy People
January 9, 2021

So you want to be rich (or, like, pay your bills, have some fun, and start saving) — but aren’t sure how to get there. Here’s a secret: build smart, simple habits.

Are You Credit Invisible?
September 2, 2020

What does it even mean to be “Credit Invisible”? 26 million consumers in the U.S. have no credit history. Being credit invisible means that you have no credit history with one of the 3 nationwide credit reporting companies: Experian, Equifax, and TransUnion. In the U.S., 26 million consumers fall into the “credit invisible” category. Is…

How Can Debt Be Good?
August 25, 2020

Does “Good Debt” even exist? Debt that occurs from careless spending can do nothing but harm you, but justifiable loans can enhance your quality of life. The words ‘good’ and ‘debt’ don’t seem like they would belong together. However, big purchases such as buying a car or a home are not often done without taking…

Why is My Credit Score Important?
August 18, 2020

Need a refersher on credit scores? Check out our previous post: “What is a credit score?” Credit scores can be confusing to understand and difficult to optimize: mixing account types, balancing credit utilization, improving payment history, and understanding technical terms. It’s easy to get overwhelmed. Instead, it can be helpful to start by understanding why…

What Credit Score Do I Need to Rent an Apartment?
August 13, 2020

So you’re ready to rent an apartment – but maybe you’re worried about landlords checking your credit. What credit score do they require, and will you pass? Landlords take a big risk when they rent an apartment. They want to know their tenant is financially responsible and more likely to pay rent than default on…

Credit Score: The Basics
August 3, 2020

Your credit score may vary based on who provides the score, the data on which it’s based on, and how it is calculated. Knowing your score and what affects it can greatly prepare you for building your credit score.