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How much does a Kikoff membership cost?
February 15, 2022

You deserve transparency. At Kikoff, we’re as clear as possible about our pricing.

A Kikoff annual membership costs $60, and it’s paid in $5 monthly payments.

We have simple and easy-to-understand pricing: there’s no interest, and no additional fees. 

Kikoff memberships are 1-year commitments, and cost $60.

When you become a Kikoff member, you’re purchasing a full year of membership. 

As members, you’ll open a Kikoff Credit Account. This is how you pay for your membership “on credit.” Kikoff loans you the initial $60 membership cost, and you’re responsible for paying Kikoff back – at $5 every month, for 12 months.

Why do we do this? Well, this is how we help you build credit! Kikoff reports each of your $5 payments to the bureaus every month, showing lenders your responsible credit building habits over time.

You only need to pay $5 per month. No extra charges.

When you pay back your Kikoff annual membership at a flat rate of $5 a month, $5 * 12 total payments = $60 total price. That’s it. There are no additional interest charges or fees 😇 

You can see all your past and upcoming payments on your Kikoff dashboard. You can make your payments with any credit or debit card. 

With AutoPay, we automatically charge you on the same day each month. You’ll also get email confirmations of these transactions. All you need to do is set up your payment method in your Kikoff dashboard.

For long-term credit building, you can set your membership to renew annually, so you can keep building credit at $5 a month.

What to keep in mind:

  • If you’re late on a payment, Kikoff won’t charge you any fees. However, this looks bad to the credit bureaus and can result in a ‘delinquent’ mark on your credit report. Remember to stay on-time with every payment – you want to show the bureaus you’re a responsible borrower. 
  • If you’d like, you can always end your membership early. Please note that you still have to pay the remaining balance on your account.