If you’re looking to buy a car, buy a home, or get a loan, you’ll need to pay attention to both lenders’ interest rates and APR (annual percentage rate). But […]
Credit Cards for a 600 Credit Score
Understanding Your 600 Credit Score Achieving financial flexibility with a credit score around 600 might seem challenging, but it’s far from impossible. Often seen as the threshold between “fair” and […]
Does PayPal affect your credit score?
PayPal’s Influence on Credit With today’s tech, services like PayPal revolutionize how we manage money. Yet, many wonder: Does PayPal influence credit scores? Primarily, PayPal itself doesn’t affect your credit […]
What is a good credit score?
Understanding Credit Score Ranges Navigating the realm of credit scores is crucial for financial success. A good credit score is your passport to competitive interest rates, desirable loan terms, and […]
Who Uses Experian® FICO Scores?
FICO Scores Are Used Industry-Wide Navigating the landscape of credit scores can be mystifying. Understanding who uses your Experian® credit score is pivotal. Your Experian credit score, also known as […]
Why Online ID Verification Sometimes Fails
Demystifying the Snags of ID Verification While online ID verification can be frustrating when things go wrong, it’s probably the single most important step to ensure no one’s stealing your […]
How to Get a 720 Credit Score in 6 Months
Understanding the Basics of Credit Scores Achieving a 720 credit score in just six months might sound ambitious, but with the right strategy and tools, it’s a goal that’s well […]
How Kikoff Helps Build Credit with just $5 per month
We hear this all the time: how does Kikoff help build my credit? Why is Kikoff one of the top ways to build credit? We get it, credit is complicated. […]
What’s Better? FICO Score vs. VantageScore
There are two major types of credit scores you should know about: VantageScore and FICO Score. At Kikoff we provide you with a VantageScore 3.0 credit score, but we expect you […]
Faster credit builder with zero fees, 0% interest
You build credit by borrowing money and then consistently demonstrating that you can make re-payments on time. The Kikoff Credit Account is a revolving credit line that addresses 80% of […]