Banking that builds credit
Get the best perks of a banking service and all the power of credit building
No credit check required
Kikoff Inc. is a financial technology company “Fin-Tech”, not a bank. Depository Banking and/or Lending Services provided by Coastal Community Bank, Member FDIC.
Earn $200 cash with qualifying deposits
Just set up direct deposit on your new Kikoff Cash Card and use it as you normally do (while earning cash back!). After 3 months, we’ll deposit $200 into your account.1
The Kikoff Credit+ Cash Card is a secured card that works like a debit card and checking account
Never worry about overspending or due dates
Earn cash back
Whether it’s groceries, shopping, or dining, we’ll immediately credit you the cash back you’ve earned.3
Fee-free overdraft protection
With qualifying direct deposits, overdraw $20 per month on your card without fees. The amount will increase the longer you keep your banking service with Kikoff, up to $200 per month.4
Get paid early
You shouldn’t have to wait for the money you’ve earned. Set up direct deposit and have your paycheck ready to use up to 2 days early.5
Image is for illustrative purpose only
Build credit with your banking service
Build credit history6 at the three credit bureaus with a minimum deposit of $50
Monthly ATM fee reimbursements
Get reimbursed up to $21 per month in ATM fees7.
Refreshingly fair
$0
Hidden fees
0%
Interest
No
Credit check
Kikoff Credit+ Cash has
everything you need
- FDIC insured up to $250,000 through Coastal Community Bank, Member FDIC
- Mastercard® Zero Liability Protection8
- State-of-the-art security and privacy