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Kikoff Card mobile

Banking that builds credit

Get the best perks of a banking service and all the power of credit building

No credit check required
Kikoff Inc. is a financial technology company “Fin-Tech”, not a bank. Depository Banking and/or Lending Services provided by Coastal Community Bank, Member FDIC.
$200 signup bonus
Earn $200 cash with qualifying deposits

Just set up direct deposit on your new Kikoff Cash Card and use it as you normally do (while earning cash back!). After 3 months, we’ll deposit $200 into your account.1

As seen in2
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The Kikoff Credit+ Cash Card is a secured card that works like a debit card and checking account

Never worry about overspending or due dates

Earn cash back

Earn cash back

Whether it’s groceries, shopping, or dining, we’ll immediately credit you the cash back you’ve earned.3

Overdraft protection

Fee-free overdraft protection

With qualifying direct deposits, overdraw $20 per month on your card without fees. The amount will increase the longer you keep your banking service with Kikoff, up to $200 per month.4

Deposit paid early notification

Get paid early

You shouldn’t have to wait for the money you’ve earned. Set up direct deposit and have your paycheck ready to use up to 2 days early.5

Credit score points gainedImage is for illustrative purpose only

Build credit with your banking service

Build credit history6 at the three credit bureaus with a minimum deposit of $50

No ATM-fees at in-network ATMs

In-Network Fee-free ATMs

Use your physical card to withdraw cash without fees at any of the 55,000 Allpoint ATMs7 worldwide.

Refreshingly fair

No
Annual fee
0%
Interest
No
Credit check

Kikoff Credit+ Cash has
everything you need

  1. FDIC insured up to $250,000 through Coastal Community Bank, Member FDIC
  2. Mastercard® Zero Liability Protection8
  3. State-of-the-art security and privacy

Sign up for the Kikoff Credit+ Cash Card