Kikoff Card mobile

Banking that builds credit

Get the best perks of a banking service and all the power of credit building

No credit check required
As seen in1
Nerdwallet logoForbes logoTechCrunch logoAmerican Banker logoCrunchbase logo

The Kikoff Credit+ Cash Card is a secured card that works like a debit card and checking account

Never worry about overspending or due dates

Earn cash back

Earn cash back

Whether it’s the gas station, groceries, shopping, or dining, we’ll immediately credit you the cash back you’ve earned.2

Overdraft protection

Fee-free overdraft protection

With qualifying direct deposits, overdraw $20 per month on your card without fees. The amount will increase the longer you keep your banking service with Kikoff, up to $200 per month.3

Deposit paid early notification

Get paid early

You shouldn’t have to wait for the money you’ve earned. Set up direct deposit and have your paycheck ready to use up to 2 days early.4

Credit score points gainedImage is for illustrative purpose only

Build credit with your banking service

Build credit history5 at the three credit bureaus with a minimum deposit of $50

Example places to earn cash back

Monthly ATM fee reimbursements

Get reimbursed up to $21 per month in ATM fees6.

Refreshingly fair

Hidden fees
Credit check

Kikoff Credit+ Cash has
everything you need

  1. FDIC insured up to $250,000 through Coastal Community Bank, Member FDIC
  2. Mastercard® Zero Liability Protection3
  3. State-of-the-art security and privacy

Sign up for the Kikoff Credit+ Cash Card