+86 points*
Users with starting credit under 600 grew an average of +86pts in just a year with on-time payments.
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* Individual results may vary. Subject to approval & identity verification. For Kikoff Credit Service, plans start at $20/month for 12 months. Features may vary depending on the plan purchased. Kikoff tradeline available in Kikoff Credit Account is intended exclusively for financing credit-building purchases via the Kikoff Store. Additional terms and conditions may apply. Cancel anytime. Late or missed payments will have a negative impact on your credit. Make on-time payments to maintain account health.