Build credit with every purchase
One card. Two credit-building tools. Your Kikoff Secured Credit Card includes our flagship Credit Account subscription—and members average an 86pt credit score increase1 in their first year.
1Average first-year credit score impact of +86 points between Dec-2024 & Dec-2025 for Kikoff Credit Account users who started with a score below 600; who paid on-time; and who had no delinquencies or collections added to their credit profile during the period. Late payments may negatively impact your credit score. Individual results may vary.