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OUR MISSION

To provide refreshingly fair, effective, and simple pathways to meet your financial goals.

about us
Equal opportunity for everyone

Whether you don’t have credit yet or are trying to build it even more, personal finance can be confusing. We’re here to help you stay in control.

Expert team

We know the ins and outs of credit building, having worked at major financial technology companies. And we care deeply about improving financial access for everyone.

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Backed by Silicon Valley’s best
We’ve earned the trust of Silicon Valley’s most savvy investors—including social impact ones
We’re here for equality in financial opportunity.
Lightspeed
Core Innovation Capitol
Female Founders Fund
COATUE
Foundation Capitol
GGV Capitol
SC30
Our team
Co-Founder & CEO
Cynthia Chen
Co-Founder & CTO
Christophe Chong
Head of marketing
Patrick Glover
Head of product
Andrew Brix
Head of operations
Vinni Bala
Alex Dejeu
SOFTWARE ENGINEER
Alexey Zapparov
SOFTWARE ENGINEER
Andy Yin
COMPUTER SYSTEMS ANALYST
Angel Robles
OPERATIONS
Annie Weibel
OPERATIONS
Derek Zhou
SOFTWARE ENGINEER
Bianca Austrheim
MARKETING MANAGER
Emily Zhang
CONTENT STRATEGIST
Julian Bacon
SOFTWARE ENGINEER
Julie Chang
PRODUCT DESIGNER
Karen Duong
DATA ANALYST
Kevin Shi
PRODUCT MANAGER
Maxfield Miller
OPERATIONS
Patrick Wang
SOFTWARE ENGINEER
Saul Fuhrmann
SOFTWARE ENGINEER
Thomas Spalding
SOFTWARE ENGINEER
Shirui Zhong
MARKETING INTERN
Wenzheng Chi
SOFTWARE ENGINEER
Xin An
PRODUCT DESIGNER
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We want to hear from you!
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Join Kikoff today