Everything you need to know about building credit with Kikoff.






Sign up in minutes with your email & verify your identity with your Social Security Number or TIN.
Once verified, you'll be approved1 for a Kikoff tradeline1.
A tradeline is the industry term for an account listed on a credit report, like credit cards and loans.
Keeping track of your credit is key to building it. Kikoff makes it easy.
Select a monthly plan that fits your goals —for as little as $51 a month.

Each month, you’ll finance the cost of your plan with your Kikoff tradeline and repay us with your favorite debit card 💳. Think about it like building credit, with credit.
A tradeline is the industry term for an account listed on a credit report, like credit cards and loans.
Your Kikoff tradeline balance & low monthly repayment are reported to Equifax, Experian, and TransUnion every month.


Kikoff Disputes
Rent Reporting
Bill Reporting
Kikoff Debt Negotiation
Full monthly reports from Equifax, Experian, & TransUnion
$1M Identity theft insurance
Privacy Protection
