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Select one eligible debt to start. You'll be able to request offers for additional debts in the future.
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With your permission, we’ll contact the collector to request a money-saving offer to resolve your collection account.
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You’ll typically be notified of any available offers within five business days. Accept your offer before it expires to lock it in!
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Credit building on your terms. Plans from $5/month.
Settling a debt for less than the full amount can affect your credit, but outcomes vary by situation.
No. Kikoff brings back an offer for you to review, and you choose whether to accept or decline it. Nothing is finalized without your approval.
The tool is built to request relief offers on eligible debts such as collections and charge-offs appearing on your credit report. You start with one eligible debt and can request offers for additional debts over time.
AI Debt Negotiation is available on Kikoff's Premium and Ultimate plans.
You select one eligible debt, and with your permission Kikoff contacts the collector to request a money-saving offer to resolve it. You then review the offer and decide whether to accept it — you're always in control of the final decision.
Kikoff AI Debt Negotiation is an AI-powered tool that negotiates with debt collectors on your behalf to reach a money-saving offer on eligible debts. It's designed to take the stress out of settlement conversations and help you resolve collection accounts and charge-offs.
