Kikoff reports phone bills from T-Mobile, Verizon, AT&T, Cricket, Mint, and more to build your credit.


Your power, water, and gas bills leave a mark on the wallet. Let them make a positive mark on your credit with Bill Reporting.
You’re already paying your bills. They should be in your credit history too.

Credit building on your terms. Plans from $5/month.
It can be valuable if you pay utilities on time and want those payments to count toward your credit, since it turns bills you already pay into positive credit history without changing your habits.
Yes. Payment history is one of the largest factors in most credit scores, so adding a steady record of on-time bill payments can strengthen it over time.
Bill Reporting is available on Kikoff's Premium and Ultimate plans.
No. Kikoff only reports successful, on-time bill payments, so a missed or late payment won't be sent to the bureau or hurt your score.
Bill Reporting reports to TransUnion.
Kikoff Bill Reporting covers phone, electricity, natural gas, and water payments. These are utility and telecom bills you're already paying monthly.
You connect the bills you want counted, and Kikoff reports your on-time payments to TransUnion each month. Only successful payments are reported, and late payments are never sent to the bureau.
Kikoff Bill Reporting adds your everyday bill payments — phone, electricity, natural gas, and water — to your credit file as positive payment history. It reports these payments to TransUnion each month so recurring bills you already pay can help build your credit.
