Kikoff Identity Theft Insurance

Get up to $1,000,000 in identity theft insurance.*

Kikoff partners with Assurant to cover eligible identity theft losses with zero deductible. Included with Ultimate, from $35/month.

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Identity theft insurance, backed by Assurant.

Coverage that pays out

If your identity is stolen, you are covered for eligible losses through Assurant, with no deductible to meet first. Coverage applies from the moment you file.

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For illustrative purposes only

What's covered

Coverage reimburses the real costs of recovering your identity: replacing stolen documents, travel expenses, lost income, child and elderly care, and legal fees.
CTA: See what's covered

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More1 ways to score, all in one place.

Kikoff services may result in bank fees when customer accounts are debited. Banks may charge nonsufficient fund fees, overdraft fees, or other fees. Credit cards may also incur interest charges. Kikoff is not responsible for any bank fees. Competitor secured credit cards refers to secured credit cards other than Kikoff.
Fynn – AI Credit Coach
An AI-powered credit coach that helps you understand your credit, improve your score, and make smarter financial decisions. Get personalized insights and actionable recommendations tailored to your credit profile and goals.
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Credit monitoring
Track changes to your credit, get monthly credit reports from all three credit bureaus, and discover tips to improve your credit, and understand key credit factors.
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Debt Negotiation
Kikoff's AI debt negotiation feature can help settle outstanding debt, even those that negatively impact your credit.
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For Premium & Ultimate users.
Rent Reporting
Get credit for the rent you already pay. We’ll report successful rental payments to Equifax and TransUnion. Report up to 2 years of prior rental payments with a one-time fee of $50.
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Bill Reporting
Put your monthly bills to work for you. We’ll report your phone, electricity, natural gas, and water payments to TransUnion each month. This can help you build credit even faster — and we won't report late payments.
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For Premium & Ultimate users.
Privacy protection
Tired of spam calls? Remove your personal information from data brokers & third party data resellers. Kikoff constantly monitors the web for new exposures to safeguard your privacy.
Learn more
For Ultimate users.

Plans & pricing

Credit building on your terms. Plans from $5/month.

Kikoff services may result in bank fees when customer accounts are debited. Banks may charge nonsufficient fund fees, overdraft fees, or other fees. Credit cards may also incur interest charges. Kikoff is not responsible for any bank fees. Competitor secured credit cards refers to secured credit cards other than Kikoff.
Basic plan
$5/mo
Our most popular plan.
Kikoff Basic
$750 reported Kikoff tradeline1
Reports to Equifax, Experian, & TransUnion
Weekly credit report
Rent Reporting to Equifax & TransUnion**
Tools, tracking, & insights
Bank-level security & support
Premium plan
Kikoff Premium
$20/mo
The best value.
All the perks of Basic
$2,500 reported Kikoff tradeline1
Bill Reporting
Track and Manage Spending
Debt Negotiation
Bill Reporting
Ultimate plan
Kikoff Ultimate
$35/mo
Our most powerful plan.
All of the perks of Basic & Premium
$3,500 reported Kikoff tradeline1
$1M Identity theft insurance
Bill Reporting
Personal data protection
Basic plan
$5/mo
Our most popular plan.
Kikoff Basic
$750 reported Kikoff Tradeline1
Reports to Equifax, Experian, & TransUnion
Weekly credit report
Tools, tracking, & insights
Bank-level security & support
Rent Reporting
Premium plan
Kikoff Premium
$20/mo
The best value.
All the perks of Basic
$2,500 reported Kikoff Tradeline1
Bill Reporting
Track and Manage Spending
Debt Negotiation
Bill Reporting
Ultimate plan
Kikoff Ultimate
$35/mo
Our most powerful plan.
All of the perks of Basic & Premium
$3,500 reported Kikoff Tradeline1
$1M Identity theft insurance
Bill Reporting
Personal data protection

We’ve helped people with over 4.3M
actions and removals to protect their identities.

(So private, we even changed their names.)

“I've been a victim of fraud, my social was used and I didn't know until a few years back. Now I take my credit social security serious. So by Kikoff offering this, it gives me a peace of mind.”

Tommy

"Having that added protection gives you a piece of mind, just in case something should happen."*

Shannah

“Assured that my family will not be forever burdened in the event my identity is tampered with again."

Tina

“I like the fact that I could monitor my own credit without being forced into a bad situation. Security guards in place are always the best and most important.”

Jamie

Have questions?

What's the difference between identity theft insurance and privacy protection?
Which Kikoff plan includes identity theft insurance?
How do I file an identity theft insurance claim?
Is there a deductible?
What does Kikoff's identity theft insurance cover?
Who underwrites Kikoff's identity theft insurance?
How much identity theft insurance does Kikoff offer?
Does Kikoff offer identity theft insurance?

Ready to protect your identity?

Included with Kikoff Ultimate, from $35/month. No credit check. No interest.
Kikoff services may result in bank fees when customer accounts are debited. Banks may charge nonsufficient fund fees, overdraft fees, or other fees. Credit cards may also incur interest charges. Kikoff is not responsible for any bank fees. Competitor secured credit cards refers to secured credit cards other than Kikoff.